Save! Save! Save!

If you haven’t already, today is the day to start…… Pay. Yourself. First!

Before you start to do anything with your paycheck, take out…. hopefully 10% ….. as much as you possibly can. Put it away, and don’t touch it.

If you can’t save 10%, then save whatever you reasonably can. A reasonable amount for you might be different for someone else.  The idea is to save something. Every. Single. Paycheck.

If you have outstanding debt, then pay that, but save at least $10.  The idea is to save and not to touch it.

If you do have outstanding debt, then you’re obviously spending more than you make.  Redo your budget immediately.  Leave out all the coffee and lunch stops.  Make those things at home. Stop entertaining for a while until all your debt is down to zero. Use up what you have handy, and stop buying online or at stores.

Rid yourself of debt. Your credit score will go up and you’ll free your mind / life of clutter and stress.

Start the year off right financially.

Save.  Every cent counts.